Welcome Home!
I believe real estate is never just about property — it’s about people, timing, and big life moments that deserve care. I’m an educator at heart, and I make it a priority to bring clarity to every step of the process so you can make the best decisions for yourself with confidence. My role is to empower you with information, guide you with honesty, and serve you with intention — never pressure. You don’t need to know how real estate works. That’s my job. Your job is to be human in a moment that matters.
As a Realtor with Windermere Real Estate, my experience spans buyers, sellers, land, and long-term property considerations — not just single transactions. I’ve worked in residential real estate, property management, and complex negotiations, giving me a well-rounded understanding of how homes function both emotionally and financially. I focus on strategy, preparation, and clear communication so there are fewer surprises and more confident decisions. Whether you’re buying, selling, or simply exploring options, my goal is to protect your best interests and help you move forward with clarity.
My commitment to our community, area goes beyond transactions. I’m an active board member of the Stanwood Commerce Alliance and proudly serve on the City of Stanwood Economic Development Board, working alongside local leaders to support smart growth, strong businesses, and a thriving community. Being involved at this level allows me to understand not just the market, but the direction our city is heading — and how that impacts the people who live and invest here.
I see people doing their best, asking good questions, and trying to make thoughtful choices for their families and futures. If you’re looking for someone who will listen first, explain things clearly, and walk beside you without pressure, I’d love to meet you. Even if you’re just thinking out loud, I’m always happy to talk it through.
I believe real estate is never just about property — it’s about people, timing, and big life moments that deserve care. I’m an educator at heart, and I make it a priority to bring clarity to every step of the process so you can make the best decisions for yourself with confidence. My role is to empower you with information, guide you with honesty, and serve you with intention — never pressure. You don’t need to know how real estate works. That’s my job. Your job is to be human in a moment that matters.
As a Realtor with Windermere Real Estate, my experience spans buyers, sellers, land, and long-term property considerations — not just single transactions. I’ve worked in residential real estate, property management, and complex negotiations, giving me a well-rounded understanding of how homes function both emotionally and financially. I focus on strategy, preparation, and clear communication so there are fewer surprises and more confident decisions. Whether you’re buying, selling, or simply exploring options, my goal is to protect your best interests and help you move forward with clarity.
My commitment to our community, area goes beyond transactions. I’m an active board member of the Stanwood Commerce Alliance and proudly serve on the City of Stanwood Economic Development Board, working alongside local leaders to support smart growth, strong businesses, and a thriving community. Being involved at this level allows me to understand not just the market, but the direction our city is heading — and how that impacts the people who live and invest here.
I see people doing their best, asking good questions, and trying to make thoughtful choices for their families and futures. If you’re looking for someone who will listen first, explain things clearly, and walk beside you without pressure, I’d love to meet you. Even if you’re just thinking out loud, I’m always happy to talk it through.
Why Windermere?
Why Windermere?
It's about relationships.
In 1972, John Jacobi set out to change the real estate industry by putting relationships before sales quotas, with an emphasis on service to our clients and our community. Over 50 years, this mission has helped grow Windermere into one of the largest independent real estate companies in the nation, with more than 300 offices and 7,000 agents throughout the Western U.S. and Mexico.
While the real estate industry has changed substantially over the years, our core values of relationships, community, collaboration, and professionalism have remained central to how we do business, and will continue to do so for years to come
Exceptional Service
Unsurpassed Integrity
A strict code of ethics
Locally owned and operated offices
Neighborhood Knowledge
Market Expertise
Premium Tools and Services
Giving back to our communities

How I Help You
Buy Your Home
How I Help You
Buy Your home
Helping you find and purchase a home is only one facet of my job.
My Serivces
❱ Explain real estate principles, contracts and documents
❱ Refer you to a reputable lender that can help you assess your financial situation and pre-approve you for a loan
❱ Help you determine the types of homes and neighborhoods that most fit your needs
❱ Arrange tours of homes that meet your criteria
❱ Provide you with detailed information about homes you’re interested in
❱ Determine the market value of homes you’re interested in
❱ Assist you in writing and negotiating a mutually-accepted purchase and sale agreement
❱ Accompany you to the inspection
❱ Coordinate necessary steps after inspection
❱ Work with the escrow company to ensure all needed documents are in order and completed in a timely manner
Your Benefits
❱ Be more likely to find the home that meets all your criteria
❱ Decrease the amount of time it takes to find your home
❱ Understand all the terms, processes and paperwork involved
❱ Have current market information to make informed decisions
❱ Have a skilled negotiator on your side
❱ Have peace of mind that the all details are being handled

Buyer’s Terms
Buyer’s Terms
Loan Amount
The amount of the mortgage based on the purchase price, minus the down payment.
Down Payment
Cash that the buyer provides the lender as their portion of the purchase price. The down payment is considered the buyer’s equity (or cash investment) in their home.
Points
Fees charged by the lender to offset their interest rate, if it’s below the prevailing market rate. One point equals one percentage point—so one point on a $100,000 loan would be $1,000.
Appraisal fee
The amount paid for the lender’s appraisal of the property.
Credit Report Fee
The fee charged by the lender to obtain a credit report on the buyer.
Title Insurance Fee
A one-time premium that a buyer pays for protection against loss or damage in the event of an incorrect search of public records or misinterpretation of title. The title insurance policy also shows what the property is subject to in terms of liens, taxes, encumbrances, deed restrictions and easements.
Escrow Fee
The amount a buyer pays the escrow company or closing agent for preparing papers, accounting for all funds and coordinating the information between all parties involved in the transaction.
Closing Costs
A general term for all the estimated charges associated with the transfer of ownership of the property
Prepaid Interest
The amount of interest due on the loan during the time period between closing of escrow and the first mortgage payment, due at the time of closing.
PITI
The estimated house payment, including principal, interest, taxes and insurance
Principal and Interest
The loan payment, consisting of the amount to be applied against the balance of the loan, and the interest payment, which is charged for interest on the loan.
Total Cash Required
The total amount of cash the buyer will need, including down payment and closing costs
Premium Mortgage Insurance (PMI)
Insurance for the lender, to cover potential losses if the borrower defaults on the loan.
